How do we spend our money?

How do we spend our money? Other than saving it all for retirement, we have a set of criteria that we use for things we will and won’t waste our money on. Here’s a list of 5 things we “waste” our money on and 5 things we refuse to!

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Welcome to our Journey!

Hi everyone! We’re Gaby and Jay and we’re excited to share our journey to early retirement with you! So we set this goal for ourselves after a lot of talking with each other about what we want out of life and how we want to go about it. First, who we are: We live in Texas; Jay is originally from Chicago and moved to Texas about 15 years ago. He has family all over the country! Gaby is from Peru and Venezuela; she came to Texas about 11 years ago. Her family is very close even though they are geographically distant. Jay is a computer nerd, he has been doing…

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